Seamless Onboarding For You And Your Customers
Access Approve gives you (and your customers) an efficient, paperless onboarding process. Receive, assess and approve trade credit applications online, seamlessly. Say yes to profitable sales while remaining confident of payment.
The platform de-risking today’s smart credit teams
Do you provide trade goods or services, on credit or cash accounts?
Our online trade credit application and assessment product is customisable to your unique processes, information requirements, delivery method and business risk profile. Balance the sales opportunity with the danger of loss using our instantaneous risk profile summary upon submission, decisioning workflows, and Esign capabilities. Access Approve can also be used as a standalone decisioning tool, by simply inserting an ABN to get a decision.
Before Access Approve
After Access Approve
An easy, automated process for your customer
Give your customers a seamless online onboarding experience, with data pre-fill ensuring applications are completed right first time. Provide access to your application wherever and whenever you need it, with flexible online hosting on your website, CRM or email link.
An accurate, efficient process for you
Maximise the operational efficiency of your business with our automated processes. Collect the information you need quickly and efficiently, customised to your business needs. Everything you need is in one place to instantly make a decision, including risk profiles, one-click trade references, approval workflows, and PPSR processing.
Go paperless with digital signatures
There's no more paperwork to sign with our fast, online Esign feature to electronically collect director and witness signatures.
You can also use Access Approve as a standalone credit decision tool
Simply enter an ABN to get a decision:
Validate the entity
Receive an instant insolvency risk score and adverse alerts
(at time of creation)Generate additional credit reports as needed
Make a decision to approve, refer, recommend or decline
We’ll have you onboarded within 24 hours. Our flexible software integrates seamlessly with your unique business structure, processes and needs.
Explore the unique features and benefits Access Approve brings to companies like yours
Automotive
Construction
Hospitality
Hire & Rental
Financial
Manufacturing
Wholesale
Client testimonials
Our clients say we go above and beyond – hear what they have to say.
Scott Goodrick
Credit Manager, Eagers Automotive
Linda Lambe
Owner, Freedom Forklifts
Alexa Omany
Group Legal Counsel and Company Secretary, Ultimate Positioning Group
Scott Harrison
Financial Controller, NGP
Kim Hulme
National Accounts Receivable and Payable Manager, Ausco Modular
Natalie Webber
National Credit Manager, Volvo Group Australia
National Credit Manager
Happy Steel
Lynne Walton
Founder and CEO of Access Intell
Aron Narayan
Financial Controller, Hurford Wholesale
A digital trade application is a form completed by an applicant online, eliminating the need for paper, pdfs or emails. It enables businesses to control the customer approval and onboarding process, for a fast and efficient process.
Deciding whether to extend credit to customers is very much an individual business decision having regard to the industry, tenure, competitors, exposure risk amount and the benefit to the business. Access Approve’s automated approval workflows to approve/reject/recommend/refer save time and enable sales success. We can also customise your approval workflows based on your business’s risk profile. This balances the sales opportunity against the risk of non-payment.
Setting customer credit limits depends on numerous factors including your industry, length of trading relationship, and size of customer. Experienced businesses tend to begin with cash only accounts and only extend or increase credit limits once they are comfortable with the customer’s performance. Access Monitor can help track all customers creditworthiness to give assurance that accounts will be settled when due.
Access Approve can be configured to approve or reject applications automatically provided certain criteria is satisfied. This is especially useful for high volume or low exposure processing.
Our software aggregates data via numerous complex third-party integrations and categorises your customers into our proprietary risk buckets to determine the probability of non-payment (payment risk score)and the likelihood of failure (insolvency risk score). We consider the industry, the length of time a business has been trading, where they are located to begin with. Our scores then go much further and assess payment patterns, court actions, defaults, debt collection agency activity, registered PPSR security, director standing and sentiment alongside trusted credit bureau scores and other important indicators. We also provide you with the detail on where the information came from to give assurance of its credibility.
Our software aggregates data via numerous complex third-party integrations and categorises your customers into our proprietary risk buckets to determine the probability of non-payment (payment risk score)and the likelihood of failure (insolvency risk score). We consider the industry, the length of time a business has been trading, where they are located to begin with. Our scores then go much further and assess payment patterns, court actions, defaults, debt collection agency activity, registered PPSR security, director standing and sentiment alongside trusted credit bureau scores and other important indicators. We also provide you with the detail on where the information came from to give assurance of its credibility.
Full Features List
Ready to help your business grow?
Book a tailored demo with our team to learn how Access Approve can streamline the application, assessment and approval of your new customers.